As I write this, I am overwhelmed with the notion that I am nearly 40 and I have no savings at all. Zip, nada, none. I remember seeing the Pinterest posts that show what you should have achieved by a certain age, such as, have a fully funded emergency fund by age 30, house paid off by 40, and retire by 50. All of the milestones that I should have already hit by Pinterest’s standards are now sitting on my chest. Yes, I am aware that everyone’s financial journey is different, but why do I still feel behind?
My aching chest almost cannot handle the financial pressure. The stress has emerged in several ways such as exhaustion which affects my job. Boredom, because we are trying to save or give a home to every dollar, has started to creep in and we spend our weekends like ghosts staring at the walls of a house that desperately needs repair. Oh, that is also on the list. So we sit in the house, walk our pets, and do the same thing over and over again that it almost feels like Groundhog Day. Where is Bill Murray to provide some humor in all of this sameness?
I know there are people out there that feel like this. I also know that walking is free and helpful, libraries are free, vision boards are great and free and all the other free things we can do. Learning to change is hard when you have been a certain way for quite some time. Unlearning all the things that have brought you to demise is like trying to remove a cozy coat that kept you warm or being pushed out of an airplane without being taught how to pull the ripcord, panic setting in and praying you learn it before hitting rock bottom.
I just don’t know how to be here, in the present. I know how to be there and there and behind and forward, but not here. Here in the present, I am writing about feeling so insecure about my finances. There in the future, I am financially stable and do not have the money worries that current Elle has now. I want to be there so bad I can almost feel how it feels to wear that skin and be that person. I am so inpatient and scared that I will not get there.
I am hoping that I will friends. That we all get there.
Much love, Elle